Recent News

I.      CLASSES

§  Echelon will entertain almost 800 various classes of GL business

§  Notable Classes include

o   Small Roofing Operations

o   Painters

o   Plumbers

o   Carpenters

o   Masons

o   Dispatchers

o   Restaurants and Taverns

 

II.                LIMITS OF LIABILITY AND DEDUCTIBLES

§   Echelon offers limits up to $1,000,000 per occurrence and $2,000,000 aggregate

§  Higher limits are available through facultative reinsurance channels upon request

§  There is no deductible on the GL classes

 

III.              MINIMUM PREMIUM

§  $750.00 Mono line

 

IV.                SUPPLEMENTAL ENDORSEMENTS

 

V.                  SPECIAL EVENTS

 

§  Echelon will entertain special events

§  Typically 1-3days in length

§  Type of events include

o   Rodeos

o   City Festivals

o   Art festivals

o   Summer music events

§  We will cover events with or without Alcohol

§  We will require a Special Events application to be completed

 

I.                    CLASSES

§  Restaurants

§  Bars and Taverns

§  Convenience Stores

II.                  LIMITS OF LIABILITY AND DEDUCTIBLES

§  Coverage can be monoline or packaged

§  Limits up to $1,000,000

§  No deductible

III.                MINIMUM PREMIUM

§  Minimum premium will range between $500.00 and $1000.00 depending on the class

IV.                UNDERWRITING REQUIREMENTS

§  Establishments up to 2:00am closing

§  Submissions should be submitted on Echelon Liquor application

§  Only currents ISO, approved EP&C and/or State mandated forms and endorsements may be used

§  All submissions must contain 3 year hard copy loss data.  For new business ventures, a  signed and dated letter stating the insured has not been involved in operations that had claim or losses within the last 3 years.

COMMERCIAL AUTO-  SERVICE

 

Echelon Property and Casualty is proud to offer automobile coverage to contractors and tradesmen with small businesses.  These includes landscapers, roofers, plumbers, contractors just to name  a few.  Below is a brief outline of what is offered

 

I.                    LIMITS OF LIABILITY, DEDUCTIBLE AND COVERAGE

§  Liability Coverage

o Limits up to $1,000,000

o Facultative reinsurance available for higher limits

o No deductible

o Symbol 7 coverage

o Can be written with single or split limits

§  Physical Damage Coverage

o Limits up to $150,000

o Cost New or Stated value

o Minimum deductible is $500

o Symbol 7 coverage

§  UM/UIM coverage

o Limits up to $1,000,000

o Must meet state minimum

o Can be written with single or split limits

§  MEDICAL PAYMENTS

o Limits up to 5000

o No deductible

§  MINIMUM PREMIUM

o No minimum premium

COMMERCIAL AUTO - NON EMERGENCY VEHICLE

 

Echelon Property and Casualty is proud to offer coverage to businesses that offer vehicles used for Non Emergency Medical Services.  This includes vehicles used to transport  to and from nursing homes or assisted care facilities.   Below is a brief outline of what is offered

 

I.                    LIMITS OF LIABILITY, DEDUCTIBLE AND COVERAGE

§  Liability Coverage

o Limits up to $1,000,000

o Facultative reinsurance available for higher limits

o No deductible

o Symbol 7 coverage

o Can be written with single or split limits

§  Physical Damage Coverage

o Limits up to $150,000

o Cost New or Stated value

o Minimum deductible is $500

o Symbol 7 coverage

§  UM/UIM coverage

o Limits up to $1,000,000

o Must meet state minimum

o Can be written with single or split limits

§  MEDICAL PAYMENTS

o Limits up to 5000

o No deductible

§  HIRED AND NON-OWNED

o Available when meeting satisfactory underwriting criteria

§  MINIMUM PREMIUM

o No minimum premium

Echelon property and Casualty is proud to offer coverage to businesses that offer vehicles used for Limousines/Livery service  for up to vehicles that have  15 seating capacity.   Below is a brief outline of what is offered

 

I.                    LIMITS OF LIABILITY, DEDUCTIBLE AND COVERAGE

Liability Coverage

o Limits up to $1,000,000

o Facultative reinsurance available for higher limits

o No deductible

o Symbol 7 coverage

o Can be written with single or split limits

§  Physical Damage Coverage

o Limits up to $150,000

o Cost New or Stated value

o Minimum deductible is $500

o Symbol 7 coverage

§  UM/UIM coverage

o Limits up to $1,000,000

o Must meet state minimum

o Can be written with single or split limits

§  MEDICAL PAYMENTS

o Limits up to 5000

o No deductible

§  HIRED AND NON-OWNED

o Available when meeting satisfactory underwriting criteria

§  MINIMUM PREMIUM

o No minimum premium

Echelon believes one of the keys to success is having the right partnerships.  If you're looking to serve your local clients and build a profitable relationship together, contact us at:

Marketing - Gerry Gruska 314-614-6939