Liquor Liability Chicago Illinois

Chicago Illinois Liquor Commission Dram Shop Liability Insurance Requirements

Posted Tuesday, April 11, 2017

Chicago Illinois Liquor Control Requirements



by Ed Sneneh, Illinois Insurance Agent

Commercial General Liability (CGL) insurance has specific exlussion pertaining to liquors. Actually the Insurance Service Office, and since the middle of 1980s, made the language very clear about liquor exclusion from the CGL.

Bodily Injury and Property Damage and medical payments coverages of the schedule liability policy exclude liability imposed upon the insured as a person engaged in the business of manufacturing, selling or distributing liquor (or as the owner or landlord of premises used for such purposes) by reason of any statute or ordinance deali...Read More