The state Motor Vehicle Department will notify an individual if they need SR22 insurance, and the provider insuring the individual will file an SR22 with the state on the individual's behalf. Insurance companies submit the SR22 to the state Department of Motor vehicles, verifying that the appropriate SR22 auto liability insurance has been provided and is in effect.
If an individual's SR22 insurance policy expires, is cancelled or is not renewed for any reason, the state law requires that the insurance company f...Read More
Do you need SR22 Insurance? SR22 certification is required in Illinois by individuals with safety responsibility suspensions (Type Action 04), unsatisfied judgment suspensions (Type Action 06), revocations (Type Action 01 and 02), mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations. An SR22 Illinois may be obtained from Magnum Insurance or any other authorized Illinois insurance agency.
For your reference, our office maintains a listing of authorized agents and companies. When payment is made to an insurance agency, the agent submits a request for an SR22 certificate to the central office. The SR22 will then be sent directly to the Secretary of State in Springfield, Illinois. This process may take up to 30 days. Upon acceptance, the individual will receive a copy of the SR22 from the insurance company and a letter from the Secretary of State. The insurance must be submitted on a “Financial Responsibi...Read More
Another person or company who may be liable for an accident involving an insured or an insured vehicle and who has been named as an Additional Interest Insured under the policy.
Select Recovery Device if the system has a device that is capable of tracking (homing) and recovering the vehicle. These systems must automatically contact a response center where the process of vehicle recovery begins. This does not include alarms which do not have contact with a center or vehicle tracking. To receive an anti-theft discount, comprehensive and collision coverage must be present on your policy.
Pays when an insured person is legally liable for bodily injury or death caused by your vehicle or your operation of most non-owned vehicles. This coverage also pays for your legal defense if you are sued. Common Exclusions: No coverage for (1) bodily injury/death when you are us...Read More