Tips to Save Money on Car Insurance

Car insurance is an important way to protect your vehicle and occupants from the risk of an accident. But the cost always seems to be higher than you would otherwise like it to be. But here are some good tips to help you to save money on car insurance.

One suggestion is to do your best to maintain a safe driving record. If you accumulate too many traffic citations or become involved in one or more accidents over a period of time, it can affect the amount your pay for insurance.

Also consider taking a safe driving or defensive driving course. Some companies offer a special discount if you attend and successfully such a class.

If you have other types of insurance like homeowners or renters insurance with the same company you have car insurance, you may be able to take advantage of special bundling discounts. Check with your agent about this option.

Adding a car alarm or other type of protective device to your car may enable you to receive additional discounts. And many insurance companies extend special savings if your car has safety items such as ABS brakes or airbags.
Some insurance companies also offer special discounts or rates to employees of certain companies or members of the Armed Forces. Check the Internet for further information on these kinds of discounts or contact your local insurance agent.

The Internet may also have information on special discounts and programs which can save you a good deal of money. If you do a Google search on the topic, check out some of the sites to investigate further.

Another great way to save money on car insurance is to shop around. Take advantage of a site which uses AutoQuoter. This allows you to enter information necessary to receive quotations for insurance coverage from several different companies. The information is entered only once and results in multiple quotes.

You can easily compare rates and coverage from several fine companies. And you can change the amount of coverage desired and see how this changes the rates. Using a tool like this helps you to find very competitive rates from a top rated insurance company.

Use of this type of service also allows you to confirm coverage and bind it immediately. You can pay the required premium online and receive the necessary documentation via email or online transmission. It is a very safe and effective way to shop for and receive coverage. And it can save you a lot of money.

Google By Chris Albu


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posted on Monday, March 24, 2014

SR-22 Insurance – What You Need to Know

Posted Thursday, September 8, 2016

SR-22 insurance is a special kind of car insurance coverage which is necessary for certain kinds of drivers under special circumstances. We will review what this coverage is about in more detail and how it can be obtained.

SR-22 insurance is required for drivers who have had problems or circumstances which makes them higher risk than other kinds of drivers. A number of states have established requirements for SR-22 insurance based on a number of factors and circumstances. These can include the following:

Driving without insurance in states which require that all drivers carry a minimum amount of insurance coverage. Illinois is one state which is very strict about this requirement. So if you operate a vehicle in that state and do not have insurance coverage, you may be required to obtain this SR-22 insurance.
Driving while intoxicated or...Read More