SR22

If you have been ordered by the court to obtain an SR22 Insurance policy, we can help. Simply indicate which drivers need an SR22 certificate and we will fill out all of the paperwork for you.

What is an SR22?

If you don't know what an SR22 is, then chances are that you don't need one. Listed below is the technical definition from the State of Illinois for an SR22.

Financial Responsibility Insurance (SR-22) is the mechanism in Illinois to monitor the insurance of problem drivers and authorize the Secretary of State to suspend upon cancellation (SR-26) or expiration. Through the SR-22 and SR-26 process, mandatory insurance is enforced in the most efficient way. Through the S&FR law, Illinois citizens are protected from uninsured motorists.

Financial Responsibility Insurance is required in Illinois by individuals with safety responsibility suspensions (Type Action 04), unsatisfied judgment suspensions (Type Action 06), revocations (Type Action 01 and 02) mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations.

The insurance must be submitted on a Financial Responsibility Certificate (SR-22) from the home office of the insurance company. The issuing insurance company must be authorized to write financial responsibility insurance in Illinois and have a “power of attorney” on file in Illinois. Our office maintains a listing of authorized agents and companies.