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Innovation in Auto Insurance Sales

Posted Monday, March 24, 2014

Arbella Insurance has been recognized for their innovativation in Auto Insurance Sales by Best Review.  In an announcement posted on Arbella's website, the insurance carrier was given praise for their Carpartment program that serves as a starter package for young adults.  The website posting goes on to say that young adults comprise a large demographic, many of whom are being left out of the insurance conversation.  While most adults have auto insurance, only about 30% of those in rental housing have rental insurance.  You can read the article in its entirity here: http://www.arbella.com/arbella-insurance/why-arbella/news-and-media/best-review-recognizes-arbella

Arbella plans to bundle auto insurance and rental insurance.  This is yet another program that illustrates a need for a comparative rater.  QuotePro provides ...Read More

IL Auto Insurance Rate Hikes

Posted Monday, March 24, 2014

Steve Daniels of Crains Chicago Business reported on January 8, 2014 that auto insurance rates are set to rise up to 4% for GEICO, Allstate, American Family and eSurance in 2014.  Increases are not set for Progressive and State Farm, who increased their rates in Illinois in 2013.  According to the article, State Farm is by far the largest auto insurer in Illinois and Progressive is #3.

You can read the article in its entirity here: http://www.chicagobusiness.com/article/20140108/NEWS01/140109888/from-allstate-to-geico-the-big-boys-are-hiking-insurance-rates#

Google By Chris Albu


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Drivers Licenses for All Immigrants

Posted Monday, March 24, 2014

On January 28, 2014 the Insurance Journal reported that the Massachusetts Immigrant and Refugee Advocacy Coalition, or MIRA, is attempted to change the law that requires one to be a resident of Massachusetts to obtain a drivers license.  MIRA argues that the roads would be safer should immigrants become licensed because they would be trained & insured.  You can read the article in its entirety here: 

http://www.insurancejournal.com/news/east/2014/01/28/318627.htm

Similar efforts have been made in Illinois (IL), Texas (TX), California (CA), Nevada (NV) and in Missouri (MO) so that illegal immigrants can buy auto insurance.

Google By Chris Albu

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About Us

Posted Monday, March 24, 2014

We help you find the right company with the best rates!

Since 2001 our free, with no obligation service has been helping people across the country in their search for the cheapest car insurance. We’re the nations largest Comparative Rater insurance quote service.

How does this work?

Easy, just type in your very basic information and with a single form you’ll be connected with the cheap car insurance rates everyone is looking for.

Illinois, Indiana and Wisconsin residents can also print their auto insurance car instantly. Unlike most other services, AutoQuoter is faster and more effective. The only forms fo some of the so other car insurance comparison services are long and very confusing, if you are willing to spend 10 to 15 minutes entering your very own information and then you will find that the quote is neither guaranteed nor accurate.

Insurance Rates Comparison

Compare multiple insurance rates from the ...Read More

Frequently Asked Insurance Questions

Posted Monday, March 24, 2014

Car insurance can be very confusing for new buyers or those who are shopping around for the best deal. We've compiled a list of helpful answers and articles to help you make a more informed decision about your auto coverage.

 

Google By Brian Marquis



Can I buy auto insurance online?

Posted Monday, March 24, 2014

Yes!  You can buy auto insurance online.  In Illinois, Indiana, Texas, Missouri, California and other states it is possible to buy state minimum coverage, liability only and full coverage auto insurance from multiple carriers on several insurance agency websites.  Websites powered by QuotePro have long enjoyed the ability to Bind converage Online without agent intervention.  This allows the independent agent to use the same tools as giant companies use online to gain new customers.

Further to this point, according to Insurance Journal eSurance plans to open a sales office in South Carolina to staff almost 500 people.  This committment shows that the online space will be a sales channel that many insurance carriers & agents use in the coming months and years.  You can read the article in its entirety here: http://www.i...Read More

Can I Buy Auto Insurance in Texas?

Posted Monday, March 24, 2014
It was reported in The Insurance Journal today that Confie Seguros, a leading provider of insurance services nationwide, has announced that they have acquired Ida Tunnel Insurance in Marble Falls, TX.  Established in 2008, Confie Seguros is a California-based national insurance distribution company operating in 17 states and primarily focused on the insurance needs of Hispanic consumers and those in need of state minimum coverage as well as full coverage.

Read More

Arizona Legislation to Raise State Minimum Auto Insurance

Posted Monday, March 24, 2014

The Ahwatukee Foothills News reported that new legislation sponsored by Rep. Ethan Orr (R-Tucson) would raise the state minimum auto insurance from $15,000 to $25,000 for individuals injured.  Similarly, coverage for injuries to multiple victims in any one mishap would have to go from $30,000 to $50,000.  The move comes after 42 years of the same level of minimum insurance and hopes to offer a more realistic scenario on what this level will cover.  This is a trend seen in Illinois, Indiana, Texas, California and in other states.  Please click HERE to read the article in its entirety.

Google By Chris Albu


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Affordable Auto Insurance

Posted Monday, March 24, 2014

PropertyCasualty360.com reported yesterday on the most expensive cars to insure.  You can see the article in its entirety at http://www.propertycasualty360.com/2014/03/11/20-most-expensive-2014-model-cars-to-insure.  The article illustrates the need for an independent insurance agent to offer you the cheapest rate available - whether you buy auto insurance in Chicago, IL or if you buy auto insurance in Los Angeles, CA.  A local agent can offer you the best policy for your car and budget.

Insure.com was cited as having quoted a 40 year-old male who commutes 12 miles each day with a clean driving record.  

Google By Chris Albu

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ACUITY Named Top P/C Insurance Carrier by

Posted Monday, March 24, 2014

Carrier Management announced today that ACUITY topped the list of the Top 10 P/C Performers after consultants for Deep Customer Connections, specialists in insurance carrier and insurance agent consulting, complied results of a 7000 agent survey conducted in 2013.  The Sheboygan, WI insurer ACUITY led the group.  You can read the article in its entirety here: http://www.carriermanagement.com/news/2014/01/08/117428.htm

According to ACUITY's website, they are actively selling auto insurance in Illinois, Indiana, Arizona, Missouri and many more states - 22 total.  They have also stated on their website that they have over $3bb in assets with $1bb in annual revenue having been in business since 1925.  You can see their company information here: https://www.acuity.com/acuityweb/aboutus/compprofile.xhtml

AutoQuoter.com is happy...Read More

Pros and Cons of Online Auto Insurance Sites

Posted Monday, March 24, 2014

The traditional way of getting auto insurance was to contact an insurance agent who would then take your application and eventually quote you rates for a policy. But with the advent of the Internet, it is now possible to research, shop and evaluate and purchase coverage all from an integrated website. So let’s look at the pros and cons of using such a site.

When you access a site which offers a service like AutoQuoter, you are able to enter required information necessary to receive an auto insurance quotation right from the webpage. The information you enter is used to obtain multiple quotes from different insurance companies almost immediately.

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If you wanted to do the same thing in the more traditional manner, you would have to contact a number of agents individually ...Read More

Teen Drivers Cause Your Premiums to Rise

Posted Monday, March 24, 2014

The San Antonion Business Journal reported today that teen drivers drive up their parents' auto insurance premiums by 71% (see article here).  However, it was noted that this is still below the national average of 84%.  

But this pales in comparison to the fines & penalties imposed on drivers cited for driving without insurance.  In Illinois, for example, the Department of Motor Vehicles say on their website that common penalties include:

  • Having your driver’s license suspended.
  • Having your vehicle registration suspended.
  • Receiving a traffic ticket for a no insurance violation. This is in addition to the traffic ticket(s) you receive for the...Read More

Tips For Keeping Your Insurance Low

Posted Monday, March 24, 2014

Car insurance is something that every person must purchase if they are to be allowed to operate a motor vehicle. This law was put in place to cover people’s financial liability, so that any injuries or damages could be immediately paid for. Most people don’t have thousands of dollars sitting around, so this system is a great way to protect someone’s financial liability. However, it can become very expensive if you aren’t careful.

Drive Safely

Every time that you get a ticket, your insurance goes up. This shows the insurance company that you aren’t a safe driver, and you are more of a liability. They begin to charge you more money so that they can cover themselves in case you end up in a wreck. So, the very first tip is to drive the speed limit, wear your seatbelt, and just work hard to avo...Read More

Tips On How You Can Find Quality Auto Insurance Online Options

Posted Monday, March 24, 2014

Searching for auto insurance online options is relatively easy to do. A quick search on Google will reveal a wide selection of websites which offer car insurance quotes for free. However, considering how most online car insurance sites are now automated, getting a free quote on the internet isn't particularly hard to do. 

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Most companies offer car insurance quotes for free, but only the best ones are supplied and analyzed by licensed and dedicated professionals. Also, only the best companies offer superior claim services as well as better customer support. 

So when searching for competitive auto insurance, it's not enough just to look for a site that offers a free set of quotes. Instead, look at as many different websites as you can, and try to see which car insurance providers they ar...Read More

Tips For Saving Me Money On Car Insurance

Posted Monday, March 24, 2014

Many people in these tough economic times are upset because of the amount of money they spend annually insuring their vehicles. Perhaps you are one of them. Don't be upset anymore because this article takes you through several tips you can follow to save some cash on car insurance.

1. Investigate the Market. You might find a very expensive quote from one company while you would have found it cheaper somewhere else. 

Although, the coverage might be the same, the insurance premiums greatly differ among companies. Shop around and acquaint yourself with premium rates offered by more then 1 company. This way you will be able to find the best company with a cheaper car insurance policy.

2. Consider using one insurance company for all of your insurance. Do business with one insurance company for all you coverage. When ...Read More

Tips to Save Money on Car Insurance

Posted Monday, March 24, 2014

Car insurance is an important way to protect your vehicle and occupants from the risk of an accident. But the cost always seems to be higher than you would otherwise like it to be. But here are some good tips to help you to save money on car insurance.

One suggestion is to do your best to maintain a safe driving record. If you accumulate too many traffic citations or become involved in one or more accidents over a period of time, it can affect the amount your pay for insurance.

Also consider taking a safe driving or defensive driving course. Some companies offer a special discount if you attend and successfully such a class.

If you have other types of insurance like homeowners or renters insurance with the same company you have car insurance, you may be able to take advantage of special bundling discounts. Check with your agent about...Read More

Traffic Bond Cards

Posted Monday, March 24, 2014

If you need a bond card, AutoQuoter has them. Our bond card prices are among the lowest anywhere.

What is a bond card?

Traffic StopA bond card can be used  instead of your driver’s license if a police officer tickets you and requests that you surrender your drivers license.  This way you are not without your valuable proof of identity which you need for access to office buildings,  travel and when cashing checks and using credit cards.

In Illinois, if you are ticketed for a minor traffic violation, the officer will take your driver’s license as bond to guarantee your appearance in court or payment of your fine. The Traffic Bond Card may be accepted in place of your driver’s license, allowing you to retain possession of your license.

Our ...Read More

Ways to Compare Car Insurance Rates

Posted Monday, March 24, 2014

There are many factors which can affect the rate that a person pays for car insurance. For many people this can be pretty confusing. But there are some effective ways to compare rates in order to better understand the kind of coverage a person is receiving as well as help to find a cost effective option. Let’s discuss some ways to do so.

One option is to contact an independent car insurance agent and discuss your needs for car insurance. The agent can provide you with rates for certain kinds of car insurance coverage from one or more different car insurance companies. It may be a good way to quickly see which company can provide the kind of coverage you seek and at price.

But for this option, you would need to search for a car insurance agent and then provide them with the required information. You may have to visit with the agent personally ...Read More

What Does Totaling Your Car Mean?

Posted Monday, March 24, 2014

If you or somebody you know has gotten into a serious wreck, you may have heard the term “totaled”. However, just because you heard the term doesn’t mean that you understand it. In fact, most people have to have it explained to them the very first time that they hear it. In order for you to get what a person who is telling you is meaning, you must first do your own little bit of research. That is why you are here.

Meaning

When an accident occurs, there is always damage to any vehicle that is involved. In fact, that is consequence of the incident. While it is unfortunate that you got in a wreck and had your car damaged, you are going to have to pay for repairs if you ever plan on using that car again. This is when it gets a little trickier, as it isn’t always worth getting your car repaired.

If the damages that h...Read More

What Is High Risk Car Insurance?

Posted Monday, March 24, 2014
It can be difficult to find car insurance if you are a high risk driver. Many times drivers are not even aware that they would be considered a high risk driver.
Finding a company that offers high risk car insurance is not always easy to do either. Some companies will approve a high risk driver, but they'll charge a higher monthly premium, while others will just turn the application down right from the very beginning.
Before you start shopping for car insurance, if you think you are a high-risk driver, you might want to understand exactly what that means. There is a classification of drivers that are considered to be high risk.
The single most important factor that determines the risk status of a driver is their driving record. The number of accidents you've been involved in certainly plays a major role in being classified as high risk.
Not only...Read More